Methodology & Intellectual Property

Ownership

The Global Treasury Diagnostic assessment framework — including its questionnaires, scoring models, analytical methodology, benchmarking approaches, and report structures — is proprietary intellectual property of Global Treasury Diagnostic.

Human-Authored Methodology

The GTD methodology, scoring models, and analytical framework are human-authored intellectual property developed from over 26 years of senior treasury and transaction banking experience. Report outputs are generated using AI-assisted technology applied exclusively within this proprietary methodology framework. The use of AI assistance in report generation does not affect GTD's ownership of or rights in the underlying methodology, framework, or report structure.

Trade Secret Protection

The GTD assessment methodology constitutes a trade secret protected under applicable law, including the EU Trade Secrets Directive 2016/943 as implemented in Dutch law, in addition to copyright and confidentiality protections.

Client Licence

Clients receive a limited, non-transferable licence to use assessment outputs for internal business decision-making purposes only. This licence does not transfer ownership of any GTD intellectual property. Clients may share reports with their professional advisors under obligations of confidentiality.

Client Data

Client data provided during the assessment process remains the property of the client. GTD's intellectual property rights extend solely to the methodology, framework, scoring models, and report structure — not to the underlying client data used to generate outputs.

Benchmark Data

Anonymised, aggregated benchmark data derived from client assessments over time is the exclusive property of Global Treasury Diagnostic. This aggregated data does not constitute client data for GDPR or confidentiality purposes and cannot be used to identify individual organisations or their treasury positions.

Prohibited Uses

The following are expressly prohibited without prior written consent from GTD:

— Reproduction, redistribution, or publication of any GTD report or methodology component
— Use of GTD materials to develop competing services or products
— Reverse engineering of any element of the GTD assessment framework
— Removal or alteration of any proprietary notices or branding

Any breach of these provisions will be addressed in accordance with GTD's Terms of Service, which may include legal action to protect GTD's intellectual property rights.

Questions

For questions regarding GTD's intellectual property, permitted uses, or licensing enquiries, contact: matt@gtd-treasury.com