Treasury Diagnostic
Independent treasury assessment for mid-market companies.
A senior-level, independent evaluation of treasury performance — objective clarity on operational maturity, financial materiality and strategic alignment.
Definition
A treasury diagnostic provides an independent perspective on operational maturity across seven domains of treasury.
It identifies structural gaps, evaluates their significance and quantifies estimated financial opportunities where sufficient evidence is available. Operational, risk and strategic findings are considered alongside the financial analysis.
Assessment-led. Not advisory-led. Not implementation-led.
Seven Domains
Liquidity & Cash Management
Cash visibility, forecasting, liquidity buffers and concentration.
Payments & Banking
Payment processes, bank connectivity, accounts and banking costs.
Working Capital Management
Receivables, payables and cash conversion efficiency.
Risk & Compliance
Treasury policies, risk oversight, controls and audit readiness.
Digital Assets & Innovation
Digital money, stablecoins, tokenisation and treasury readiness.
AI & Fraud Prevention
AI governance, fraud detection, escalation and preventive controls.
Payment Ecosystem Strategy
Banks, payment service providers, schemes and regional payment rails.
Why It Matters
Treasury complexity has increased structurally — yet mid-market companies benefit from an independent, disciplined mechanism for evaluating treasury health. Operational familiarity often substitutes analytical clarity.
A treasury diagnostic provides that clarity — independent of any bank, vendor or implementation partner.
What It Delivers
Executive Narrative
Board-ready summary
- —Overall maturity score and value opportunity
- —Cost of inaction analysis
- —Quick wins with 0–90 day implementation path
- —Applicable benchmark reference comparisons
- —Phased maturity roadmap
Technical Appendices
Full analytical transparency
- —Domain deep dives and methodology
- —Sensitivity analysis across multiple scenarios
- —Capacity analysis and ownership structure
- —Dependency mapping and risk mitigation
How It Differs
From a Treasury Audit
An audit evaluates compliance.
A diagnostic evaluates maturity, efficiency, strategic alignment and financial materiality.
From a Consulting Engagement
Consulting engagements vary in scope and can include diagnostic, advisory or implementation work.
A diagnostic is fixed-scope, time-bound and assessment-focused. It establishes a quantified baseline for informed decision-making.
Independence
A credible diagnostic must be independent of banks, vendors and implementation partners.
It does not connect to ERP systems or banking platforms. All analysis is based on structured inputs provided by the treasury team.
Non-invasive. Secure. Objective.
Who It Is For
- —CFOs seeking independent perspective on treasury performance and value opportunity
- —Treasurers preparing for system selection, bank rationalisation or operational change
- —Finance Directors evaluating maturity ahead of board or audit committee review
- —Organisations navigating cross-border complexity without dedicated treasury advisory support